Etiquette in Banking and Human Life What does etiquette mean? Etiquette is being polite. It is good manners. Etiquette is a code of conduct, both written and unwritten, for basic behavior that is socially expected from individuals in a society based on cultural norms. These behaviors include the proper way […]
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7 C’s of Credit Analysis in Banking Arena
7 C’s of Credit Analysis in Banking Arena Lenders or banks use 7 C’s to perform the credit analysis of the borrower of the loan. The main parameters based on the credit analysis is done are: Collateral Conditions Character Credit Capacity Currency Country 1. Collateral Collateral provides some security […]
Read moreThe financial system of Bangladesh
The financial system of Bangladesh Financial System of Bangladesh Introduction: Financial system of Bangladesh is getting emerged with the assistance of Bangladesh Bank, powered by Bangladesh Bank Order 1972, which is now acting as regulatory body of financial institutes. Under the guardianship of Bangladesh Bank, 56 scheduled banks and 31 […]
Read moreGroup Banking and Chain Banking
Group Banking and Chain Banking Group Banking. Group banking refers to the system of banking in which two or more banks are directly controlled by a corporation, an association or a business trust. The holding company may or may not be a banking company. Although each bank maintains its separate […]
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MEANING AND FUNCTIONS OF BANK
MEANING AND FUNCTIONS OF BANK Meaning and functions of Bank A bank is an institution which deals with money and credit. It accepts deposits from the public, makes the funds available to those who need them, and helps in the remittance of money from one place to another. In fact, […]
Read moreORIGIN AND GROWTH OF BANKING
ORIGIN AND GROWTH OF BANKING The origin of commercial banking can be traceable in the early times of human history. In the ancient Rome and Greece, the practice of storing precious metals and coins at safe places and loaning out money for public and private purposes on interest was prevalent. […]
Read moreAgricultural Credit Department
Agricultural Credit Department Circulars/Circulars Letters 1-100 (Updated on 15.02.2016) Publish- Date Title Link Published by: Agricultural Credit Department 05/01/16 ACD Circular Letter No. 01: Regarding disbursement of 22/12/15 02/11/15 ACD Circular Letter No. 04 : Agricultural loan disbursement 25/08/15 ACD Circular Letter No. 03 : Refinance scheme on Milk 02/08/15 ACD […]
Read moreBest 50 banking words used in India
Best 50 banking words used in India 1. Automated Teller Machine (ATM) – A machine, activated by a magnetically encoded card that can process a variety of banking transactions. 2. Bank Ombudsman – A person who hears customer’s complaints against banks. 3. Bank Ombudsman is appointed by – RBI. 4. […]
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