5-Cs-of-selecting-Good-Borrower

5 C,s of selecting Good Borrower

5 C,s of selecting Good Borrower Selection of Good Investment Client: Investment is a very important function in a commercial bank but the riskiest task. Generally, it is difficult to recover the principal amount with profit from investment client if there is no proper selection & evaluation. If a bank […]

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List-of-required-papers-for-proposal-appraisal

List of required papers for proposal appraisal

List of required papers for proposal appraisal Required papers/documents for appraising investments Proposal  List of common papers required for appraisal of Investment proposal 1) Application of the client for investment facility 2) Photography of the client i.e. owner/partners/directors duly attested by the Branch incumbent 3) Photocopy of both sides of […]

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Ethics in Banking sector

Ethics in Banking sector 

Ethics in Banking sector   Lecture Note Compiled by: Ihsanul Aziz Additional Managing Director Social Islami Bank Limited Ethics in Banking sector   Ethical Issues with reference to the Banking sector: Adam Smith (2003, 372) in Book II of The Wealth of Nations identified three essential conditions for confidence in banks. They […]

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Professionalism in Banking Sector

Professionalism in Banking Sector

Professionalism in Banking Sector Professionalism is being aware of the language of time. People need to be professional for the betterment of the institution by recognizing the do and don’t of the job. Professionalism tends to abide by the commands of the authority that synchronizes with the professional knowledge, that […]

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Banking supervision directives of Israel

Banking supervision directives of Israel 

Banking supervision directives of Israel (A) The Governor of the Bank of Israel, according to his authority under section 28 of the Banking Law (Licensing) 1981, allows banks to allow their customers to perform transactions in their accounts Certain banking through communication banking systems. However retrieval Information provided by customers, […]

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Definition of Retail Investment

Definition of Retail Investment

Definition of Retail Investment Definition of Retail Investment: Retail Investment encompasses the range of products and services offered by a bank to individuals to meet individual banking and ancillary needs. In fact Retail Investment in SIBL delivers diversified financial products and services including savings accounts, salary accounts, deposit schemes,  as […]

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Shortfall documentation and others lapses

Shortfall In Documentation And Others Lapses

Shortfall In Documentation And Others Lapses Shortfall In Documentation And Others Lapses.  Lapses : Lapses arise out of any kind of irregularities, misstatements, non-compliances of existing policy & procedures of the Bank, law of the land by which the Bank may incur financial losses. Moreover, sometimes non-compliance of existing policies […]

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What is trade based money Laundering

What is Trade Based Money Laundering?

What is Trade Based Money Laundering? Definition of Money Laundering  What is money laundering? “Money laundering is the process by which criminals attempt to hide and disguise the true origin and ownership of the proceeds of their criminal activities, thereby avoiding prosecution, conviction and confiscation of the criminal funds.” UK-Joint […]

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