Loans and Advances

Loans and Advances Banking business primarily involves accepting deposits from the public and investing or lending the same and thereby making profit out of it. However, lending money is not without risk and therefore banks make loans and advances to […]

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Security against Loan

 Security against Loan Normally a banker does not lend money without adequate security. Security is meant to be an insurance against the money lended. The different types of securities which may be offered to a banker generally are as follows: […]

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Supervision and Control of loans

Supervision and Control of loans Control at Branch Level Branch Managers are expected to exercise commonsense and proper care in handling advances whether sanctioned by them or any other appropriate authority. The managers are responsible to see that all advances […]

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Loan against FDR

Loan against FDR A fixed deposit is payable after the expiry period. The encashment of a fixed deposit before its maturity results in loss of interest to the depositor.- He may. therefore, borrow money against the fixed deposit receipt to […]

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Loan against Supply Bills

Loan against Supply Bills Loan against Supply Bills: The Government and Semi-government Departments or institutions make their purchases from the market by inviting tenders. The person or contractor who quotes the lowest price, gets the order for supply of the […]

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Loan-Auto loan Bank of America

Loan- Auto loan Bank of America   Loan-Auto loan Bank of America : Bank of America is an American multinational banking and financial services corporation headquartered in Charlotte, North Carolina. It is the second largest bank holding company in the United […]

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How to monitoring Advances

How to monitoring Advances SUPERVISION, FOLLOW-UP AND MONITORING OF INVESTMENT /ADVANCES Lending is one of the most important functions of a commercial bank and with the modern concept of social order and participation of commercial banks in various phases of […]

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SCB Home Loan

SCB Home Loan Everybody intends to have a home. All of the people make dreams owning a home and To make the dream a reality, SCB gives you the chance to buy a new apartment or transferring your existing Loan […]

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