FAQ- Classified investment (1)

The A – Z of Classified Investment

The A – Z of Classified Investment Faq-Classified investment related questions are given below: ✅ Question : 01 :: What is the  Categories of Loans and Advances ? Ans: All loans and advances will be grouped into four (4) categories for the purpose of classification, namely- (a) Continuous Loan (b) […]

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Security- Concept & Types Characteristics of good Security Proper Valuation of Security

Security- Concept & Types Characteristics of good Security Proper Valuation of Security

Security- Concept & Types Characteristics of good Security Proper Valuation of Security One of the most important functions of a bank is to employ its fund by way of Investments/loans and advances to its customers and a bank’s strength depends considerably on the quality of its Investments/loans and advances. Though […]

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Letter of Guarantee and Indemnity Bid Bond

Letter of Guarantee and Indemnity Bid Bond

Letter of Guarantee and Indemnity Bid Bond and Performance Advance Payment Guarantee, Foreign Guarantee etc. Letter of Guarantee and Indemnity Bid Bond Definition: The guarantee has been defined very clearly in various statutes of law in various parts of the world; however, the substance of all these definitions is the […]

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Security-Concept & Types-Characteristics of good Security- Proper Valuation of Security

Security-Concept & Types-Characteristics of good Security- Proper Valuation of Security

Security-Concept & Types-Characteristics of good Security- Proper Valuation of Security Security-Concept & Types-Characteristics of good Security- Proper Valuation of Security                                                                            By Md. Towhid Hossain, SVP, IRMD, SIBL, HO. Introduction: One of the most important functions of a bank is to employ its fund by way of Investments/loans and advances to […]

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Different categories of credit risk grading definitions

Different categories of credit risk grading definitions

Different categories of  credit risk grading definitions Different categories of credit risk grading definitions A clear definition of the different categories of Credit Risk Grading is given as follows:  Superior – (SUP)– 1  Credit facilities, which are fully secured i.e. fully cash covered. Credit facilities fully covered by government guarantee. […]

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How to recovery classified Investment

How to recovery classified Investment Recovery of Classified Investment Discipline in the investment portfolio of the branches must be maintained at any cost. Investment circulars/instruction/procedures and norms should always be meticulously followed. Discretionary powers must not be violated. Without maintaining the investment sanctioning discipline, the clients can cheat with the […]

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What precautions should be taken by a banker before advancing the loan or Investment

What precautions should be taken by a banker before advancing the loan or Investment What precautions should be taken by a banker before advancing the loan or Investment Who is a banker? Banker is a person who mange the bank by his knowledge, skills { a) Educational Qualities, b) Technical […]

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CCB Personal Car Loan

CCB Personal Car Loan CCB Personal Car Loan: Car loans refer to the loan provided by China Construction Bank for the purpose of purchasing cars Basic requirements: 1. Loan Targets: The applicant shall be a natural person aged from 18 to 60 with full capacity of civil conduct. 2. Loan […]

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Car Loan

Car Loan If you want get car loan you should have to go to a bank.And to talk with a loan official for this purpose.The prime bank is one of them for car loan. You may go prime bank for car loan. To Get and drive your dream car on […]

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