Security features of Taka

Security features of Taka

Security features of Taka Security Features Of 1000 Taka Denomination Note Front Side of the Note Back Side of the Note 1. The size of this note is 160×70mm duly signed by the Dr. Atiur Rahman, Governor, Bangladesh Bank. 2. This note is printed on highly durable paper containing synthetic […]

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Assessing Financial needs

Assessing financial needs

Assessing financial needs This chapter deals with the need to examine one’s business carefully before deciding to apply for short-term credit. It looks at the basic financial structure of an enterprise and provides guidelines on equity and loan capital and their role in financing assets. It explains the notion of working capital and […]

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Ethics in Banking sector

Ethics in Banking sector 

Ethics in Banking sector   Lecture Note Compiled by: Ihsanul Aziz Additional Managing Director Social Islami Bank Limited Ethics in Banking sector   Ethical Issues with reference to the Banking sector: Adam Smith (2003, 372) in Book II of The Wealth of Nations identified three essential conditions for confidence in banks. They […]

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Security-Concept & Types-Characteristics of good Security

Security-Concept & Types-Characteristics of good Security One of the most important functions of a bank is to employ its fund by way of Investments/loans and advances to its customers and a bank’s strength depends considerably on the quality of its Investments/loans and advances. Though the banks are now expected to […]

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5 C,s of selecting Good Borrower

5 C,s of selecting Good Borrower   Selection of Good Investment Client: Investment is a very important function in a commercial bank but the riskiest task. Generally, it is difficult to recover the principal amount with profit from investment client if there is no proper selection & evaluation. If a […]

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List of required papers for proposal appraisal

List of required papers for proposal appraisal Required papers/documents for appraising investments Proposal  List of common papers required for appraisal of Investment proposal 1) Application of the client for investment facility 2) Photography of the client i.e. owner/partners/directors duly attested by the Branch incumbent 3) Photocopy of both sides of […]

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Duties and Obligations of Paying Banker

Duties and Obligations of Paying Banker Duties and Obligations of Paying Banker and Collecting Banker under NI Act, 1881 Paying Banker >A Banker on whom a cheque is drawn should pay the cheque when it is presented for payment. , >This cheque paying function is a distinguished one of a banker. […]

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Analysis of Financial Statements

Analysis of Financial Statements At the time a borrower, especially a businessmen or an industrialist, approaches a banker with a credit proposal, the banker investigates into all aspects of the borrower’s business and also about his personal character, capacity and capital. In this task of financial appraisal of the credit […]

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What do you mean inflation, features of inflation and types of inflation

What do you mean inflation, features of inflation and types of inflation Inflation means a substantial and rapid increase in the general price level which causes a decline in the purchasing power  of money.Inflation is statistically measured in terms of percentage increase  in the price index per unit time (usually […]

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