Top 20 banks in USA

1. Chase: $2.62 trillion
Chase, the largest bank for consumers and small businesses, is part of JPMorgan Chase & Co. It has one of the largest branch networks out of all the biggest banks, with locations in the most states.
ATMs: 16,000.

Branches: More than 4,700 in 48 states and Washington, D.C., with high concentrations in California, the East Coast and Texas; no branches in Alaska or Hawaii.

bank-of-america2. Bank of America: $2.39 trillion
Bank of America is the second-largest bank, located in the second-most number of states. Of the top three banks on this list, it offers the fewest branches but the most ATMs.

ATMs: About 16,000.

Branches: About 4,100 in 37 states and Washington, D.C., mostly concentrated in California, the East Coast and Texas.

3. Wells Fargo Bank: $1.76 trillion
Wells Fargo is the bank with the most branches. But of the top three largest banks, Wells Fargo offers the fewest number of ATMs.

ATMs: More than 12,000.

Branches: About 4,900 in 36 states and Washington, D.C., with high concentrations in California, Florida and Texas.

4. Citibank: $1.01 trillion
Citibank has one of the fewest numbers of branches of banks on this list, but it does have a massive domestic network of ATMs.

ATMs: More than 65,000, including those in Allpoint and MoneyPass networks.

Branches: More than 650 across 11 states and Washington, D.C., with high concentrations in California and New York.

5. U.S. Bank: $552B
U.S. Bank offers thousands of ATMs and about half as many branches as the top three banks on this list.

ATMs: More than 37,000, including those in the MoneyPass network.

Branches: About 2,300 in 28 states, with high concentrations in California, Illinois and Ohio.

6. PNC Bank: $547B
In 2021, PNC Bank acquired BBVA USA. PNC Bank now has branches in over half of the country.

ATMs: About 19,000; the bank may reimburse up to two out-of-network ATM fees per statement period.

Branches: More than 2,800 in 28 states and Washington, D.C., with high concentrations in Florida, New Jersey, Ohio, Pennsylvania and Texas.

7. Truist Bank: $528B
Truist Bank is the result of the 2019 merger of BB&T and SunTrust Bank. It has the fifth-highest number of branches of any bank on this list, with locations on the East Coast, in the Midwest and in the South.

ATMs: About 3,000.

Branches: About 2,500 in 17 states and Washington, D.C., with high concentrations in Florida, North Carolina and Virginia.

8. TD Bank: $424B
TD Bank’s physical reach is less widespread than that of other large banks. Its ATMs and branches are available only along the East Coast.

ATMs: 700.

Branches: About 1,100 in 15 states and Washington, D.C., mostly concentrated in Florida, Massachusetts, New York and New Jersey.

9. Capital One: $381B
The Capital One network features the most ATMs of any banks on this list but relatively few branches. Some of the branches are Capital One cafes, where customers can attend free workshops and receive one-on-one financial coaching.

ATMs: More than 75,000.

Branches: More than 300 across eight states and Washington D.C., mostly concentrated in Louisiana and New York.

10. Fifth Third Bank: $210B
Fifth Third Bank is concentrated mainly in the South and Midwest, but its ATM network is the third largest of the banks on this list.

ATMs: More than 50,000, including ATMs in the Allpoint, Presto! and 7-Eleven network.

Branches: More than 1,200 in 11 states, with high concentrations in Florida, Illinois, Michigan and Ohio.

11. Citizens Bank: $188B ($188,070,000,000)
Though Citizens Bank has relatively few ATMs, customers can get service at about 1,000 branches in the Midwest and Northeast.

ATMs: 3,000.

Branches: More than 900 in 14 states, with high concentrations in Massachusetts, New York and Pennsylvania.

12. HSBC Bank USA: $188B ($187,956,000,000)
Though it currently sits at No. 12 on this list, HSBC will soon be closing its U.S. retail banking business. Citizens Bank and Cathay Bank agreed to purchase HSBC’s banking business on the East and West coasts, respectively. Savings, checking and loan customers’ accounts were transferred to either Citizens or Cathay in February 2022.

ATMs: 3,000 with Citizens Bank; more than 37,000 with Cathay Bank, including those in the MoneyPass network.

Branches:

More than 900 with Citizens Bank in 14 states and Washington, D.C., with high concentrations in Massachusetts, New York and Pennsylvania.

Around 60 with Cathay Bank in nine states, primarily concentrated in California.

13. KeyBank: $184B
KeyBank offers the fifth-largest ATM network of the banks on this list (tied with BMO Harris) as well as branches in over a dozen states.

ATMs: More than 40,000, including those in the Allpoint network.

Branches: About 1,000 in 16 states, with high concentrations in New York, Ohio and Washington.

14. First Republic Bank: $181B
First Republic Bank offers the fewest branches of the brick-and-mortar banks on this list. It’s located mostly in California.

ATMs: None, but cash withdrawals are free at any ATM with some checking accounts.

Branches: 72 locations across 10 states; mostly in California.

15. Huntington National Bank: $173B ($173,414,000,000)
Huntington National Bank has a fair number of branches, but its presence is mainly in the Midwest.

ATMs: More than 1,600.

Branches: More than 1,000 locations in 12 states, with high concentrations in Michigan and Ohio.

16. Ally Bank: $173B ($172,820,000,000)
Ally is available online only and is one of just two banks on this list without any branches. Customers can access their cash for free via the fourth-largest ATM network on this list.

ATMs: More than 43,000.

Branches: 0.

17. BMO Harris Bank: $167B
BMO Harris offers services at just a few hundred branches but provides free access to thousands of ATMs via the fifth-largest network on this list (tied with KeyBank).

ATMs: More than 40,000 fee-free ATMs, including those in the Allpoint network.

Branches: More than 500 in eight states, with high concentrations in Illinois and Wisconsin.

18. Regions Bank: $162B
Regions Bank is mostly concentrated in a handful of Southern states. It offers over a thousand branches and a couple of thousand ATMs.

ATMs: About 2,000.

Branches: More than 1,300 locations in 16 states; with high concentrations in Alabama, Florida and Tennessee.

19. Union Bank: $128B
Union Bank is one of the smaller institutions on this list when it comes to the number of branches and ATMs, with a presence only on the West Coast.

ATMs: More than 450.

Branches: About 300 in ??California, Oregon and Washington.

20. American Express National Bank: $126B
American Express National Bank is available online only. In early 2022, the bank launched its Rewards Checking Account, available to consumers who’ve had an American Express credit card for at least three months. And the bank’s savings rates are among the best you’ll find online or elsewhere.

ATMs: More than 37,000 as part of the MoneyPass network.

Branches: 0.

Source: Ruth Sarreal-Apr 8, 2022