If you want get car loan you should have to go to a bank.And to talk with a loan official for this purpose.The prime bank is one of them for car loan. You may go prime bank for car loan. To Get and drive your dream car on the road through our wonderful car loan facilities. Prime bank offers you to materialize your dream of owning a car. Whether you want to purchase a brand new car or a reconditioned one, we care your demand.
Employees of Multinational Companies (MNCs) and Large Local Corporate (LLC), foreign NGOs, aid agencies, UN bodies.
Contractual employees working as consultant/advisor/ researcher of UN organization/ADB/ World Bank/ International NGO’s/ other international organizations.
Professionals, employees of Government/Semi Govt./ Autonomous bodies/ Banks/ Financial Institutions and medium/ small enterprises.
Purchase of brand new or reconditioned vehicle/auto for personal use only.
Flexible repayment schedule.
Automatic realization of monthly installments.
Shortest loan processing time.
Life insurance facility covering your payment obligations in the event of your death.
Early, full and partial settlement allowed.
Processing fee 1.25 % of the loan amount.
Competitive interest rate.
Joint applicant allowed.
For permanent and confirmed salaried person, minimum one (1) year experience with 6 months employment in present organization.
For Businessmen, minimum one (1) year experience in the same line of business.
For Landlord/Landlady having 6 months rental income continuation.
Minimum: 22 Years (at the time of application).
Maximum: 65 years (at the end of loan tenor).
Minimum Gross Salary/Income
BDT. 30,000.00 (Taka Thirty Thousand) for salaried person of MNCs, LLC, Foreign NGOs, aid agencies and UN bodies.
BDT. 35,000.00 (Taka Thirty Five Thousand) for salaried person other than MNCs, LLC, Foreign NGOs and UN bodies.
BDT.30,000.00 (Taka Thirty Thousand) for Govt. employees.
BDT. 40,000.00 (Taka Forty Thousand) for Landlord/ Landlady.
BDT. 45,000.00 (Taka Forty Five Thousand) for Businessmen.
Spouse, father, mother, daughter, sister, son brother and in-laws.
Maximum BDT 40,00,000.00 (Taka Forty Lac).
Maximum loan tenor is 06 years for brand new cars.
Maximum loan tenor is 05 years for reconditioned cars.
Loan to Value Ratio
Maximum 50% of the vehicle price but loan ceiling up to BDT. 40 Lac.
Security Col laterals
One personal guarantee.
Joint registration of the vehicle.
First party comprehensive insurance of the car.
Recent passport size color photographs of applicant (s) and guarantor (s).
Photocopy of NID/passport/ driving license of applicant (s) and guarantor (s).
Price quotation of car.
Latest utility bill (gas/water/electricity/municipal tax).
Business card/ office ID of applicant (s) and guarantor (s) if any.
Latest tax certificate/ E-TIN.
Personal net worth statements of applicant (s) and guarantor (s).
Bank statement of last 12 months for businessmen and 6 months for others.
Rent or lease agreement of house/ property (if applicable).
Additional documents required for Salaried Person /Self Employed
Salary Certificate/ Letter of Introduction.
Offer letter/Release letter from previous employer to prove service experience.
Professional certificate issued by concerned institution.
Additional documents required for Businessmen
Copy of trade license.
Memorandum of Association and Articles of Association of the company.
Certificate of Incorporation.
Latest form xii.
Additional documents required for Landlord/Landlady
Title deed of premises / property.
Valid rental deed with tenants.
Utility bill copy.
Ground rent payment and municipal tax payment receipt.
Prime Bank may request for any other relevant documents, if necessary.
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