All Key Points of Investment Proposal

All Key Points of Investment Proposal ►Subject ►Details of facility: 01. Brief Background of the Customer: 02. Information Regarding the Client: Nature of the client (As per above matrix) : …

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CCB Personal Car Loan

CCB Personal Car Loan CCB Personal Car Loan: Car loans refer to the loan provided by China Construction Bank for the purpose of purchasing cars Basic requirements: 1. Loan Targets: …

Loans and Advances

Loans and Advances Banking business primarily involves accepting deposits from the public and investing or lending the same and thereby making profit out of it. However, lending money is not …

Security against Loan

 Security against Loan Normally a banker does not lend money without adequate security. Security is meant to be an insurance against the money lended. The different types of securities which …

Charges on Securities against loan

Charges on Securities against loan While extending credit, banker must secure his position. A wide range of securities e.g. Land, Building, Goods, Share Certificates, Life Policies, Fixed Deposit Receipts, Title …

Supervision and Control of loans

Supervision and Control of loans Control at Branch Level Branch Managers are expected to exercise commonsense and proper care in handling advances whether sanctioned by them or any other appropriate …

Loan Against Immovable Properties

Loan Against Immovable Properties Banks usually do not prefer to advance money on the security of immovable Properties or real estates, e.g. land and building etc. on account of the …

Loan against stock exchange securities

Loan against stock exchange securities The following are the drawbacks of advancing money against stock- exchange securities : (i) Liability to pay in case of partly-up shares. In case partly …