All Key Points of Investment Proposal

All Key Points of Investment Proposal

►Subject
►Details of facility:
01. Brief Background of the Customer:
02. Information Regarding the Client:
Nature of the client (As per above matrix) :
03. Pricing:
04. CIB Report dated
05. Project Information:
06. Financials
07. Balance Sheet
08. Income Statement: # Comments on financial results
09. Cash flow analysis:
10. Particulars of applicant’s/proprietor/partners/directors:
Relationship among the partners/Directors:
11. Details Net worth of the Proprietor/ Partners/ Directors
12. Successors Information (2nd line Management) :
13. Management including Technical staff:
14. Particulars of sister/allied concerns:
15. Lending Category:
16. IRG:
17. Credit Rating Report: By———————-
18. Stock Report:
19. Collateral Security: (Branch’s & Surveyor’s Valuation Certificates to be enclosed):
Share value:
Legal opinion
Documentation status :
20. NBFI Related Information:
21. Sequence of Approval:
22. Liability of the client & its sister/allied concerns with our Bank (as on ……………):
Single Borrower Exposure Limit: (In case of corporate clients)
23. Liability of the client & its sister/ allied concerns with other Bank (as on……………):
24. Performance of the client & its sister/allied concerns with our Bank (Performance to be furnished concern wise):
Performance of Term Investment Facility (HPSM. Lease, Bai-Muazzal-Term etc.):
Other Accounts (AWCD, MSD, MND): with SIBL
25. Performance of the client & its sister/allied concerns with other Banks : To be provided same way
26. Income already earned from the client and its sister/allied concerns:
27. Expected earnings:
28. Assessment of Working Capital/Investment Need (Working Sheet to be enclosed):
In case of trading concern/manufacturing concern:
BBLC Requirement:
29. Information for Contractor (Work Order) Financing:
Work/ Supply orders completed by the client for the last three years: Work/supply orders in hand:
30. Project related information (For manufacturing concerns):
a) Fixed cost of the Project : b) Particulars of the Project: c) Particulars of the factory building : d) Details of Machinery (Existing): e)Details of Machinery (To be imported): f)Details of Machinery (To be procured locally): g) Profitability h) Environmental Risk Rating (EnvRR)
31. Particulars of Building & Related information (For developer Financing):
Particulars of the building:
Total construction cost in details as under:
Means of Finance Against Construction:
Expected Earnings from the project:
Schedule of disbursement (for building financing):
32. Particulars of building construction (other than developer):
a. Particulars of the building:
b. Means of Finance:
c. Analysis of repayment Capacity:
33. Marketing Prospect (Highlighting Demand supply gap and competitor’s position):
34. Competitive position of the client :
Market Share of the client:, Name of 5 large competitors and Name of 5 large suppliers & customers:
35. Risk Assessment: Possible risk as identified against the proposed approach & its mitigation:
36. SWOT Analysis relative to Competitors:
37. Justification of the Proposed Facility:
38. Details of the proposed facility:
39. Security:
40. Other information/Special Condition:
41. Audit objection, if any:
42. Declaration of the Branch:
43. Specific recommendation of the Branch:

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